Place the caster sugar and flour into a bowl, make a well in the centre

Crack the eggs into the well and start to mix the ingredients together using a whisk or wooden spoon. Add the milk slowly and beat until smooth

Heat the oil in a small frying pan so that it coats the whole surface. Pour a small ladle of pancake batter into the pan. Tilt the pan to coat the whole surface and cook for 2-3 minutes

Flip the pancake over and cook for a further minute

Slide the pancake onto a plate and repeat the process until all the batter is used up

Place the pancakes onto a board and spread cream cheese over the centre of each. Arrange a few slices of banana on top

Fold each pancake in half and then in half again to form a triangle shape. Set aside while you make the sauce

For the toffee sauce, add the sugar to a heavy-based saucepan and heat until the sugar melts and turns a golden brown colour

Then, whisk in the cream, butter and vanilla essence

Slowly bring to the boil, whilst stirring with a wooden spoon. Remove from the heat

Pour a little of the sauce over the pancakes and serve